BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED
NON-CONSOLIDATED ANNUAL REPORT 2016
9
2016
2015
2014
2013
2012
Financial statistics in percent:
Asset Growth
9.68
6.12
6.02
4.42
6.21
Loan Growth
9.56
9.08
4.89
1.41
5.98
Deposit Growth
11.33
7.39
7.34
4.02
6.02
Net Surplus Growth
40.97
-7.87
-13.06
20.67
46.36
Return on Assets
1.39
1.06
1.22
1.48
1.29
Return on Equity
12.01
9.40
11.16
14.29
13.38
Operating Efficiency
69.15
74.69
75.01
69.49
73.86
Net Interest Margin
5.17
4.92
5.13
5.09
5.07
2016
2015
2014
2013
2012
Other statistics
Delinquency ratio (%)
6.3
6.7
6.6
7.7
6.9
# of members (000’S)
78.4
73.0
68.7
64.7
61.6
# of branches
4
4
4
4
3
Net income per member (000’s)
$172.75
$131.53
$151.77
$185.36
$161.35
FINANCIAL HIGHLIGHTS
FINANCIAL HIGHLIGHTS - FIVE YEAR REVIEW
In Bds $’000
