BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED
NON-CONSOLIDATED ANNUAL REPORT 2015
9
2015
2014
2013
2012
2011
Financial statistics in percent:
Asset Growth
6.12
6.02
4.42
6.21
10.80
Loan Growth
9.08
4.89
1.41
5.98
11.19
Deposit Growth
7.39
7.34
4.02
6.02
9.63
Net Surplus Growth
-7.87
-13.06
20.67
46.36
-33.26
Return on Assets
1.06
1.22
1.48
1.29
0.96
Return on Equity
9.40
11.16
14.29
13.38
10.17
Operating Efficiency
77.81
75.01
69.49
73.86
79.23
Net Interest Margin
4.92
5.13
5.09
5.07
4.99
2015
2014
2013
2012
2011
Other statistics
Delinquency ratio (%)
6.7
6.6
7.7
6.9
4.8
# of members (000’S)
73.0
68.7
64.7
61.6
58.6
# of branches
4
4
4
3
3
Net income per member
$131.59
$151.77
$185.36
$161.35
$115.89
FINANCIAL HIGHLIGHTS
FINANCIAL HIGHLIGHTS - FIVE YEAR REVIEW
In Bds $’000
