63
BARBADOS PUBLIC WORKERS’ CO-OPERATIVE CREDIT UNION LIMITED
CONSOLIDATED ANNUAL REPORT 2016
BARBADOS PUBLIC WORKERS' CO-OPERATIVE CREDIT UNION LIMITED
Notes to the Consolidated Financial Statements
For the year ended March 31, 2016
(Expressed in Barbados dollars)
51
25. Financial Risk Management,
continued
25.2 Credit risk,
continued
The tables below show the credit quality and aging analysis by class of financial assets.
2016
Neither past due Past due but
Individually
nor impaired not impaired
impaired
Total
Cash resources
$ 128,343,666
-
-
128,343,666
Financial investments:
Held to maturity
29,074,183
-
-
29,074,183
Loans and receivables
3,550,855
-
-
3,550,855
Loans and advances:
Consumer
455,648,567 111,937,749 25,608,973 593,195,289
Mortgages
293,748,794 109,104,586 10,377,979 413,231,359
Business
7,692,187 1,547,167
304,396
9,543,750
Total
$ 918,058,252 222,589,502 36,291,348 1,176,939,102
2015
Neither past due Past due but
Individually
nor impaired not impaired
impaired
Total
Cash resources
$ 108,772,406
-
-
108,772,406
Financial investments:
Held to maturity
25,838,462
-
-
25,838,462
Loans and receivables
3,112,780
-
-
3,112,780
Loans and advances:
Consumer
425,833,762 95,632,139 23,847,346 545,313,247
Mortgages
257,799,187 93,809,576 17,208,115 368,816,878
Business
7,878,946 1,513,834
286,660
9,679,440
Total
$ 829,235,543 190,955,549 41,342,121 1,061,533,213
